How the Federal Reserve and government policy actually influence the economy is often misunderstood.

Illustration of a judge symbolizing Federal Reserve and government policy, holding a gavel in front of the Federal Reserve and U.S. Capitol buildings

Rates, spending, and regulation don’t move outcomes directly — they work through markets, credit conditions, and human behavior, often with long delays and unintended consequences. The Fed + Policy Hub explains what policymakers truly control, how decisions flow through the financial system, and why real-world outcomes rarely match headlines...

→ Read the full Fed + Policy Hub

Clear context on housing, mortgage rates, and the economy — built to support the short + long newsletter with deeper reference and explanation.